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I am getting different money factor rates from two local dealers for my F-PACE S.

First dealer: 36 months/7500 miles (unusually low) = residual is 58% and money factor is .00150 or 3.60%

Second dealer: 36 months/10,000 miles = residual is 56% for 10000 miles and 55% for 12000 miles. The money factor for both is .00120 or 2.88%
They money factor is often different for different leases, so it's possible that they are both correct. It's also possible that dealer #1 is marking up the money factor more than dealer #2. Most dealers do mark it up somewhat.
 
Looking to lease a 35t Premium for my wife, however this is the first time I've ever leased a car so I really have no idea what a good rate would be. I've always either bought outright, or financed used cars. I like the idea of leasing though, as she doesn't drive very much and the Jaguar Elitecare seems great.

Is it unrealistic to obtain a rate in the area of $500 a month? I'm sure it matters how much of a down payment you put down, but I'm just wondering what sort of incentives and rates everyone else is getting here for a similar trim.
 
Looking to lease a 35t Premium for my wife, however this is the first time I've ever leased a car so I really have no idea what a good rate would be. I've always either bought outright, or financed used cars. I like the idea of leasing though, as she doesn't drive very much and the Jaguar Elitecare seems great.

Is it unrealistic to obtain a rate in the area of $500 a month? I'm sure it matters how much of a down payment you put down, but I'm just wondering what sort of incentives and rates everyone else is getting here for a similar trim.

Hey so I generally recommend not to put money down. This is because if something happens to the car (stolen) you dont get that money back.

Anywho you would have to put down a significant chunk of change down to get it to 500 a month. According to true car the f pace is being sold at MSRP and its really hard to get them to budge on that. I got mine at launch so they may be a little more willing now? Not much as the supply still isnt there right now. In the future the will be willing to budge more hopefully.


There was an incentive to get one month free and 500 off MSRP. Dont think that exists anymore.

The monthly payment on a premium with options (totaling to 50k) was about 700 with nothing down last may. Last may the money factor (interest) was horrible but the residual was fairly good.

You can play with some lease calculators based on the MSRP and ask a dealer for the current Money factor and residual to figure out how much you would need to put down to get your desired payment. Maybe try and negotiate down the capitalized cost.

Overall though the premium lease is fairly reasonable. Once you start going up the line the numbers become insane.
 
I have leased many cars, going back to 1986. Leasing often makes good sense if you do not drive high miles and do not really want to keep the car longer than 4-5 years. That being said, the low interest rates for car loans (under 3% and sometimes under 2%) makes that the more attractive alternative to leasing for me. I am about to make my final payment on a 2012 RR Evoque, financed for four years at 1.9%. JLR does not have any lease options that come close to making leasing an attractive alternative. Though, from memory, the sweet spot for the FP seemed to be the R-Sport lease a few months ago.

Depending on where you live and how many dealers are around you, you CAN get at least $1,000 off MSRP, either buying off the lot or ordering. In fact today, without even trying, a dealer emailed me in the Philly area offering me $1,000 off a factory S build. I think I can do much better.
 
Thats good info. 50k is about what I calculated on the jaguar website for the 35t Premium she wanted. As far as putting money down, thats what I was afraid of. I have been reading that putting a large amount down is a bad idea, since you don't get the money back. I'm thinking a better idea would be to sort of subsidize the payment, having the money in a separate account that it takes out of every month, instead of giving the dealership the down payment. However I have't seen anything about a zero down payment yet(will call the dealer tomorrow though).

Do you think its a good idea to wait until the end of the year or even next year to see what sort of incentives and lease offers they give out? If true car is saying the car is selling at MSRP, I'm sure I could wait ~6 months or so and get a better deal...Hopefully
 
I have leased many cars, going back to 1986. Leasing often makes good sense if you do not drive high miles and do not really want to keep the car longer than 4-5 years. That being said, the low interest rates for car loans (under 3% and sometimes under 2%) makes that the more attractive alternative to leasing for me. I am about to make my final payment on a 2012 RR Evoque, financed for four years at 1.9%. JLR does not have any lease options that come close to making leasing an attractive alternative. Though, from memory, the sweet spot for the FP seemed to be the R-Sport lease a few months ago.

Depending on where you live and how many dealers are around you, you CAN get at least $1,000 off MSRP, either buying off the lot or ordering. In fact today, without even trying, a dealer emailed me in the Philly area offering me $1,000 off a factory S build. I think I can do much better.

Mind telling me which dealer that is? I live in South Jersey.
 
Thats good info. 50k is about what I calculated on the jaguar website for the 35t Premium she wanted. As far as putting money down, thats what I was afraid of. I have been reading that putting a large amount down is a bad idea, since you don't get the money back. I'm thinking a better idea would be to sort of subsidize the payment, having the money in a separate account that it takes out of every month, instead of giving the dealership the down payment. However I have't seen anything about a zero down payment yet(will call the dealer tomorrow though).

Do you think its a good idea to wait until the end of the year or even next year to see what sort of incentives and lease offers they give out? If true car is saying the car is selling at MSRP, I'm sure I could wait ~6 months or so and get a better deal...Hopefully


Keep in mind i dont think jaguars lease calculator online includes tax.


I cant predict the future unfortunately. Maybe you can get the dealer to budge on price i heard of it happening here. I think eventually the price will come down and incentives will be better. Not sure when that will be though. I think it might have gotten better but true car seems to say otherwise. Not sure what current residuals and money factors are
 
Lease rates?

Hi guys- new member here and just starting my search for my next car. I've been impressed with the F-Pace, and am curious to see what type of lease rates people are getting?

For work purposes, leasing is a better option for me, so I'm really only interested in going this route.

Curious to see what types of rates / monthly payments you guys are getting?

Thanks
 
Hi guys- new member here and just starting my search for my next car. I've been impressed with the F-Pace, and am curious to see what type of lease rates people are getting?

For work purposes, leasing is a better option for me, so I'm really only interested in going this route.

Curious to see what types of rates / monthly payments you guys are getting?

Thanks
Higher trim level leases are insane! For about a 50K msrp mine came out to 700 a month 0 down. An S is like a grand a month.

On mine residual was 61% but the mf was high and they charged msrp
 
Lease rate as of October 21 for a Premium 20d - 33 mos, 12k miles a year 59% residual; $4k down; $608/month including all NC taxes (except yearly property tax).
this is awesome... i got a quote for 33 months-2500 down-12, 000 miles at 825....not sure i want to pay that much for a car... i was looking at the prestige
 
Lease rate as of October 21 for a Premium 20d - 33 mos, 12k miles a year 59% residual; $4k down; $608/month including all NC taxes (except yearly property tax).
this is awesome... i got a quote for 33 months-2500 down-12, 000 miles at 825....not sure i want to pay that much for a car... i was looking at the prestige
I think 39 months is best value. But that might have changed
 
Jaguar: Luxury Sedans, Sports Cars & SUVs | Jaguar USA************ has fairly straightforward lease/finance estimator.
Best MF is for R-Sport. For MSRP 63K and 39months/12K miles it gives less than 800$/month
Just add taxes and fees.
Thanks for posting this...This is the quote i got for the prestige which seems a bit high--I added the the technology package

39 months
- 10k miles per year
- $727.00 payment plus tax ($792.43 w/taxes..6%)
- $2500 due at signing
- $55,220 MSRP
- $53,720 selling price
 
Thanks for posting this...This is the quote i got for the prestige which seems a bit high--I added the the technology package

39 months
- 10k miles per year
- $727.00 payment plus tax ($792.43 w/taxes..6%)
- $2500 due at signing
- $55,220 MSRP
- $53,720 selling price
For a lease it is not worth the extra $$$$ for the technology package. Unless you think the sound system or virtual dash are a must then stay away from it.
 
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