Thank you for the advice - I am told “fins” were damaged but will follow up further. The picture the shop sent of the fins depict them in place but damaged.I’m 36k and 2+ years post Turbo-only repair. It really depends on how it failed, and what may have gotten into the engine. If you can do a forensic check to make sure you’ve still got all the bits for the turbo, you should be ok w/ just replacing that. Just reading various forums, seems quite a few have been able to do just that. If anything broke loose and damaged the engine, then a new engine is likely needed (unless you can find an independent to do a tear down/rebuild or DIY).