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Discussion Starter #1
I received email from Jaguar USA advertising Jaguar Owners Insurance via AON. I run a quote and it was comparable to my current insurance quote.

I was wondering if anyone knows about the real advantage to the Jaguar owners to get the insurance via AON as a Jaguar.
 

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Received that too. I think they list them out in the email, full replacement (non-depreciated) cost for the first 24 months, which seems to mean $70k sale = $70k toward replacement even if you’ve owned it 18 months. Imagine it goes back to regular depreciated value after that. OEM parts for repairs/replacements. “Comparable rental” could mean many things, and a few other perks.
I didn’t get a quote since it says they run a credit check, it didn’t specify hard pull or not and don’t want to impact a potential refi this month.
I think they would be hard pressed to beat my current rate with progressive though.
 

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@NixMo I saw that listed in the Email too, but I wonder how different it is if I am using a different insurance company. For example, for using OEM parts, I had my car in the body shop after the incident with deer. As far as I can tell - they used OEM parts. Isn't it a standard practice, unless the owner tells otherwise?
 
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