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Discussion Starter #1
So Carina MY 2018 is coming up on 1 year so I just received my Renewal Notice and my premiums dropped from $1,395.00 annually to $677.66 annually with no changes in policy :eek:
 

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Discussion Starter #3
what insurance company do you use? that's what I pay for 6mos!
State Farm
Multi car/homeowners/good driver etc discounts
 

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Well, not to outdo anyone here, but my FP costs $319.10 per six months (638.20/yr). The XKR is $306.60, the Jeep $117.10 (it has liability only). Geico, and that is with the huge hail damage claim last year ($50 deductible). Clean driving record, AARP age. :crying:
 

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My FP is cheaper than my 4 yr old JGC, go figure ( But I put triple the miles on the JGC per yr and they know it...) and both are less than 600.00 per year. Have been from day one... Not rock bottom coverage either....

I think Insurance is very location and state law dependent. But of course driving record+ other insurance bundled etc is also a factor. I also get a healthy discount for paying all my insurance all at once in one bill for everything in Jan of every year. Makes for a tough month, but prob saves me 500.00 a year vs multiple payments annually....
 

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Discussion Starter #6
and I should mention that the coverage on MY 2018 is excessive. Due to all the crap I've been dealing with after Quorra I will never depend on others to do the right thing again.
 

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I just moved back to NH from FL and it dropped over $1,000 per year! Plus I get to drive in snow again :)
 

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If you start comparing rates, you have to look at your coverage for comparison. Otherwise, the policies can't be properly compared.
Myself (accident and ticket free), I have:
300/500/100 Liability
0 Deductible Comprehensive
500 Deductible Collision
20% Additional Payout for Total Loss (Car Replacement Assistance)
Uninsured Motorist at 300/500/100
Medical Payments
The only coverage I don't carry is towing and rental reimbursement.
$875 a year with large rebate at the end of the year based on all insurance payments with USAA.
BTW, policy cost increased this year from $730. There was a general rate increase in the Atlanta area and I changed to 0 comprehensive deductible, which gives me no cost windshield coverage.
 
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