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post #1 of 9 Old 12-01-2018, 12:31 PM Thread Starter
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Anybody else see HUGE drop in Insurance Rates

So Carina MY 2018 is coming up on 1 year so I just received my Renewal Notice and my premiums dropped from $1,395.00 annually to $677.66 annually with no changes in policy

" Never mistake her silence for weakness. Remember that sometimes the air stills,
before the onset of a hurricane." - Her Silence ~ Nikita Gill


2018 F-PACE S "Carina" Corris Grey
2017 35t R-Sport "Quorra" Ammonite Grey Jet interior Light Oyster Stitch - Rendered Total Loss Derezzed ~ 8/16/2017 Odometer 9,548 gone too soon

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2004 Jaguar VDP
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post #2 of 9 Old 12-01-2018, 12:41 PM
DDM
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what insurance company do you use? that's what I pay for 6mos!
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post #3 of 9 Old 12-01-2018, 01:01 PM Thread Starter
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Quote:
Originally Posted by DDM View Post
what insurance company do you use? that's what I pay for 6mos!
State Farm
Multi car/homeowners/good driver etc discounts
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" Never mistake her silence for weakness. Remember that sometimes the air stills,
before the onset of a hurricane." - Her Silence ~ Nikita Gill


2018 F-PACE S "Carina" Corris Grey
2017 35t R-Sport "Quorra" Ammonite Grey Jet interior Light Oyster Stitch - Rendered Total Loss Derezzed ~ 8/16/2017 Odometer 9,548 gone too soon

Other Vehicles
2004 Jaguar VDP
1976 Jaguar XJ6L
Etc.
Etc.
Etc
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post #4 of 9 Old 12-01-2018, 03:56 PM
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Well, not to outdo anyone here, but my FP costs $319.10 per six months (638.20/yr). The XKR is $306.60, the Jeep $117.10 (it has liability only). Geico, and that is with the huge hail damage claim last year ($50 deductible). Clean driving record, AARP age.

2018 Jeep Wrangler Unlimited

1968 Corvette Convertible
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post #5 of 9 Old 12-01-2018, 04:15 PM
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My FP is cheaper than my 4 yr old JGC, go figure ( But I put triple the miles on the JGC per yr and they know it...) and both are less than 600.00 per year. Have been from day one... Not rock bottom coverage either....

I think Insurance is very location and state law dependent. But of course driving record+ other insurance bundled etc is also a factor. I also get a healthy discount for paying all my insurance all at once in one bill for everything in Jan of every year. Makes for a tough month, but prob saves me 500.00 a year vs multiple payments annually....

2018 Fuji White 20D R-Sport,20" Black Wheels, Black roof rails, Jet & Oyster seats, Black Pack, Convenience Pack, Lux Pack, Tech Pack, Activity Key...
All Diesel Fleet here !
Other vehicles:
2014 Jeep GC Summit 3.0 CRD
2004 Ram 2500 Cummins No CAT or SCR. Last year for it.


2005 Infiniti FX 45 Only Gasser I got.. Fast and Solid....
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post #6 of 9 Old 12-01-2018, 05:41 PM Thread Starter
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and I should mention that the coverage on MY 2018 is excessive. Due to all the crap I've been dealing with after Quorra I will never depend on others to do the right thing again.

" Never mistake her silence for weakness. Remember that sometimes the air stills,
before the onset of a hurricane." - Her Silence ~ Nikita Gill


2018 F-PACE S "Carina" Corris Grey
2017 35t R-Sport "Quorra" Ammonite Grey Jet interior Light Oyster Stitch - Rendered Total Loss Derezzed ~ 8/16/2017 Odometer 9,548 gone too soon

Other Vehicles
2004 Jaguar VDP
1976 Jaguar XJ6L
Etc.
Etc.
Etc
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post #7 of 9 Old 12-01-2018, 08:25 PM
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I have USAA and it dropped 15 cents a month.
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post #8 of 9 Old 12-04-2018, 07:43 AM
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I just moved back to NH from FL and it dropped over $1,000 per year! Plus I get to drive in snow again

2017 F-Pace R-Sport / Ammonite / Black Pack / ICT

2013 LR4 HSE
1939 Dodge TF37 1 1/2 ton dump truck
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post #9 of 9 Old 12-04-2018, 08:21 AM
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If you start comparing rates, you have to look at your coverage for comparison. Otherwise, the policies can't be properly compared.
Myself (accident and ticket free), I have:
300/500/100 Liability
0 Deductible Comprehensive
500 Deductible Collision
20% Additional Payout for Total Loss (Car Replacement Assistance)
Uninsured Motorist at 300/500/100
Medical Payments
The only coverage I don't carry is towing and rental reimbursement.
$875 a year with large rebate at the end of the year based on all insurance payments with USAA.
BTW, policy cost increased this year from $730. There was a general rate increase in the Atlanta area and I changed to 0 comprehensive deductible, which gives me no cost windshield coverage.

Ordered 10/3/16 Built 11/4/16 Delivered 12/8/16
2017 F-Pace S: IRR/Brogue/Satin Ash Burl/Oyster HL/Pano w Roof Rails/20" Blades.
Packages: Comfort and Convenience, Luxury Interior, Driver Assistance, Technology.
Heads Up Display, Tow Hitch Receiver, Activity Key

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